Individual clients | Pacage offers | Personal banking

Personal banking

What is personal banking?


Personal banking is a separate offer which enables you to save time, provides simpler communication through a personal banker, commodity and first-class treatment in the performance of banking services.
It is intended for clients with higher monthly incomes.

What do you receive?


A personal banker:
  • Advises you and offers you professional advice in all long-term and short-term challenges
  • Provides you with commodity, discretion and fast performance of all services and effecting of orders in separately organized rooms
  • Informs you on the maturity of your deposits, limits and credits
  • Informs you of all novelties in the Bank’s operation

Personal gold account
  • Multicurrency transactional account
  • A limit in accordance with your needs
  • Free-of-charge identification debit card of the Visa International program, with a unique design
  • Statement of your account, once a month, at your the home address

Credit cards
  • MasterCard Gold – credit card with possibility for payment in 6 instalments and a grace period of up to 45 days
  • Visa Gold – revolving credit card with a minimal monthly repayment of 5% and a grace period of up to 45 days
  • A limit in accordance with your needs
  • Daily limit for withdrawing cash from ATMs of up to 250.000 MKD

Gold deposit
Depending on the amount and time deposit deadline, you have the possibility to invest your funds with stimulative interest rates.

Other benefits and services
  • Fast processing of your credit application
  • Lower costs for credit approval
  • NLB Klik
  • Personal broker
  • Special treatment in all NLB Tutunska banka Branch Offices