Individual clients | Deposits | Gold deposit

Gold deposit

For whom is it intended?

For all customers who make a time deposit in an amount of over 20.000 EUR, over 20.000 USD or over 1.000.000 MKD.

Main advantages

  • Secure money deposits
  • Attractive interest rates
  • A choice of different currencies
  • Possibility to group the savings deposits of the immediate family
  • Free Visa Classic credit card for every fixed-time savings deposit
  • 50% lower membership fee for the Visa Gold credit card

Basic information

  • Minimum amount: 1.000.000 MKD / 20.000 EUR / 20.000 USD
  • Currency: MKD, EUR, USD
  • Deposit term: a vista, 3, 6, 9, 12, 24, 36, 48 и 60 months
  • Interest rates: nominal, variable
  • Agreement signing: in all branch offices of NLB Tutunska banka
  • Identification document: ID card or passport and savings book

Interest rates

Currency - MKD3 months6 months12 months24 months36 months48 months60 months
Up to 1.000.0002,60%3,40%4,30%6,30%6,70%6,90%7,10%
1.000.000 up to 3.000.0002,80%3,60%4,50%6,50%6,90%7,20%7,40%
Over 3.000.0003,00%3,80%4,70%6,80%7,20%7,50%7,70%

Currency - EUR     
3 months6  months12  months24   months36 months48 months60 months
Up to 20.0001,60%2,00%2,60%3,30%3,80%4,10%4,30%
20.000 up to 50.0001,80%2,20%2,80%3,50%4,00%4,30%4,50%
Over 50.000
2,00%2,40%3,00%3,80%4,30%4,60%4,80%

Currency - USD3 months6 months9 months12 months24 months36 months
Up to 20.0000,30%0,40%0,80%1,00%1,20%
Over 50.0000,50%0,55%1,00%1,20%1,40%
* The interest rates are calculated on an annual level.


Informion calculator

Deposit amount :     
Currency :
Deposit term :
Total interest :
Note: The calculated values are of an informative nature and are not binding for the Bank. You are welcome to the nearest branch office of NLB Tutunska banka for official calculations.